Apple Pay is an extremely convenient way to pay as long as you have an Apple device. Instead of searching your wallet or purse for the card you want, simply pull out your iPhone and tap it at the cash register or POS system for instant payment. The feature also allows you to pay others or make purchases online with ease. Additionally, it requires your Face ID, Touch ID or PIN, which also makes it secure. You won’t have to worry about leaving a card at the register by accident and dealing with the hassle of canceling the card. Learning how to set up Apple Pay is quick and easy, so you can use it right away.
How to set up Apple Pay
Before setting up Apple Pay, you need to make sure you have a compatible device. You’ll need an iPhone or iPad with Face ID or Touch ID, or an Apple Watch Series 1 or later. You also need a compatible card, but luckily most major banks support Apple Pay. Finally, make sure you have an Apple ID and are signed in to the device you want to use Apple Pay with. Once you’ve signed in, you’re ready to add your card so you can pay with your smartphone.
How to add a card to Apple Pay
Step 1: Open the Wallet app
First, you’ll need to use your iPhone or watch to open the Wallet app. This app is pre-installed on Apple devices, so you won’t need to install it first.
Step 2: Add a debit or credit card
Once you’re in the Wallet app, tap the + icon in the top right corner. Select Debt or Credit Card and then Continue. You can add your card in two ways. First, you can use your phone’s camera to capture the card number, expiration date, and name. Secondly, you can add your card information manually by tapping Enter card details manually at the bottom of the screen. Enter your name and card number, followed by the expiration date and security code on the back of the card. Then agree to the terms and conditions.
Step 3: Verify your information
The final step is to validate your card via email, text message or phone call to the bank. Some banks may require additional information, such as your account information, or use test transactions to prove that you are the cardholder. After validating the card, you’re ready to pay with it through Apple Pay. You can also choose to add the card to your Apple Watch, if you have one, as the last step in the process.
How to Set Up Apple Pay on an Apple Watch
If you want to pay using your Apple Watch so you can leave your phone at home, you’ll also need to set up Apple Pay on your watch. To do this, open the Watch app on your paired iPhone. Then go to the My Watch tab. Tap Wallet and then Apple Pay. To add a new card, follow the steps listed above and select add it to your watch. You can also choose to add any approved card or a card you have previously used (Previous Card).
Customize your Apple Pay settings
After adding your cards to Apple Pay, you can adjust some additional settings to enhance your Apple Pay experience. To access these settings, use your iPhone or iPad to navigate to Settings, then Wallet and Apple Pay. From there, you can choose to turn on or off the need to double-click the side button to view your cards and turn Apple Pay autofill on or off in Safari.
Additionally, you can allow your phone to be used for payment confirmation on a nearby Mac or add orders directly to the Wallet app. Finally, you can also adjust the default card that is selected when you go to pay for something.
Common questions
Is there an age limit for Apple Pay?
The age limit for Apple Pay varies by country and region, but generally speaking, you need to be at least 13 years old to use the service.
Are Apple Pay and Apple Wallet the same?
Although the two work hand in hand, Apple Pay and Apple Wallet are not the same thing. Apple Pay is the app you use to pay, while Apple Wallet is where you store your credit or debit cards for use with Apple Pay. The Wallet can also store items like concert tickets, movie tickets, loyalty cards, and other things you might find in a real wallet.
Is Apple Pay free?
Yes, Apple Pay is free. The app itself comes pre-installed on your Apple device, and Apple doesn’t charge any fees when you pay with the app. There are also no interest or fees when you use Apple Pay Later.
Can I set up Apple Pay with any card?
Most credit and debit cards from the world’s main banks work with Apple Pay, but not every card will necessarily work with the app. You can see a full list of supported banks on Apple’s website.
How long does it take to activate an Apple Pay card?
It only takes a few minutes to add cards to your Apple Wallet and they’ll be ready to use instantly.
Can I use Apple Pay as a debit card?
Yes, if you add a debit card to Apple Wallet, you can use Apple Pay as a debit card.
